Tuesday, November 11, 2025 -Visa and Mastercard have agreed to a revised settlement with U.S. merchants over swipe fees, bringing long-running disputes closer to resolution.
The new agreement adjusts how much merchants pay per credit card transaction, potentially reducing costs for businesses of all sizes. This development is being closely watched, as swipe fees have long been a contentious point for retailers facing tight margins.
Merchants could see meaningful financial relief under the revised terms, which aim to streamline fee structures and create more predictability in payment costs.
Analysts suggest the settlement could influence pricing strategies across the retail sector, giving merchants more flexibility to manage overhead and potentially pass savings to consumers. The adjustment also signals an effort by the card networks to address regulatory pressure and public scrutiny.
While final approval of the settlement is still pending, the revised deal marks a step forward in balancing the interests of payment networks and merchants. For business owners and investors, this could translate into improved profitability and a more stable credit card transaction environment.
The move underscores the growing importance of fair and transparent payment practices in today’s rapidly evolving economy.
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